Pension Information

The Laborers’ District Council Construction Industry Pension Fund is designed to help members build a reliable retirement income in addition to Social Security and personal savings. The Plan provides pension, survivor, disability, and annuity benefits for eligible participants. 

Key Benefits at a Glance

Retirement Pension Benefits

Eligible participants may qualify for:

• Normal Retirement – Age 65 with at least 5 years of participation.
• Early Retirement – Available beginning at age 55 with sufficient service.
• Twenty-Five and Out Retirement – Retirement at any age with 25 years of Benefit Service.
• Disability Retirement – Available for eligible participants who become permanently and totally disabled.
• Deferred Vested Benefits – Protection for vested participants who leave covered employment before retirement. 

Annuity Benefit Program

In addition to the monthly pension benefit, participants accumulate funds in an Annuity Benefit Account.

Building Financial Security for Laborers and Their Families Since 1948

The LDC Construction Industry Pension Fund helps members prepare for retirement through pension income, annuity savings, disability protection, and survivor benefits designed to support hardworking union families. 

For a detailed explanation of your pension/annuity benefits please consult the Summary Plan Description located on our Forms and Documents Download Page.